About Us

Group photo of Finanxial's leaders.

For over 20 years, Finanxial Group has been a recognized industry leader for providing the largest variety of Professional Financial Services under one roof.

 

It is an honor and a privilege for Finanxial Group to become part of your business.  By thoroughly analyzing your business needs, our solid experience will help you to develop the correct program and cost-competitive solutions.

 

Our professional group consist of more than 40 financial planners, advisers, and consultants, all under the direction of these renowned experts:

  • CPA Fernando Navarro, PFS, CFP, CIA

  • CPA Andrés Morgado, Esq., PFS, CFP

  • CPA Rafael Rivera, Accounting Partner

  • Ms. Winda León , Tax Partner

 

Our Mission:

Provide high-quality financial services to all of our clients while working in an efficient and  dedicated manner.

 

To provide accurate, accessible and swift information  so that it may be used to assess the economic impact of financial decisions and federal and local government regulations.

 

To meet a the client's specific needs by tailoring each agreement in order to make it efficient and effective.

 

Principals

Fernando A. Navarro, CPA/PFS, CFP, CIA

Earned his BBA with major in Accounting from Louisiana State University in 1989, with Minor Degree in Internal Audit. He has obtained the Certified Public Accountant, Certified Financial Planner, Certified Internal Auditor, the Personal Financial Specialist, the Certifications of General Investment Representatives (Series 7), General Principal in Securities (Series 24), Disability, Health Services, Life, Variable and the Uniform Securities Act (Series 63). He aced all four parts of the CPA exam in November1989, obtaining the second highest grade in Puerto Rico.  Mr. Navarro is the President of Finanxial Group. More than 20 years of experience in investment managing and retirement plans has qualified him to offer many investments and retirement plans seminars and publish many articles in the media. He was selected one of the Americas Top Financial Planner by the Consumer's Research Council of America in 2006 and 2012.

 

Andrés Morgado Nacer, CPA/PFS, CFP, Esq

Earned his BBA, Magna Cum Laude, at the University of Puerto Rico, Río Piedras Campus with major in Accounting.  He graduated from the National Trust School ABA Program of Northwestern University and from the College for Financial Planning in Colorado.  Mr. Morgado graduated from the University of Puerto Rico (UPR), School of Law - Magna Cum Laude. He has obtained the Certified Public Accountant, Certified Financial Planner, the Personal Financial Specialist, and the Certifications of General Investment Representatives (Series 7). Mr. Morgado is the President of Finanxial Asset Management. Mr. Morgado was President of the PR Society of CPA's in 2004-05 and was recognized as Distinguished CPA in the Banking Industry in 1993-94.  Member of the Board of Directors of United Way of PR, where he served as Treasurer & Secretary.

 

Rafael Rivera, CPA, Accounting Partner

Earned his BBA in the Interamerican University of PR with major in Accounting. In 1992, he obtained his Certified Public Accountant (CPA) license and the Certification of the Uniform Securities Act. Mr. Rivera is the Partner in charge of Accounting and Secretary of the Board of Directors and Investment Advisor Representative of Financial Asset Management, Corp.

 

Winda León, Tax Partner

Earned her BBA in the University of Puerto Rico, Río Piedras Campus with major in Accounting in 1992. She is our partner in charge of Taxes and Consulting and a Member of the Board of Directors of Finanxial Asset Management, Corp. She supervises the tax and consulting services group, including Federal, State and Local tax compliance, planning and equalizations. Over 20 years of experience in the areas of taxation, litigation support, and accounting.

 

Our key financial credentials include:

 

  • Certified Public Accountant (CPA)

  • Certified Financial Planner (CFP)

  • Personal Financial Specialist (PFS)

  • Certified Internal Auditor (CIA)

  • Registered Investment Advisor (RIA)

  • Certifications of General Investment Representatives (Series 7)

  • General Principal in Securities (Series 24)

  • Uniform Securities Act (Series 63)

  • Registered Returns, Declarations on Required Claims, Specialist

  • Certified Risk Professional (CRP)

  • Licenced Insurance Representative

 

To keep up with the industry newest information and changes, we are members of the following prestigious associations:

 

  • American Institute of Certified Public Accountants (AICPA)

  • National Association of Accountants (NAA)

  • Puerto Rico Society of Certified Public Accountants

  • Institute of Internal Auditors (IIA)

  • Association of Certified Fraud Examiners (ACFE)

 

Commitment with Society

 

In Finanxial, we value our social responsibility by sponsoring and providing services to the following Non Profit Organizations:

 

  • United Way (Fondos Unidos)

  • Fundación Hogar Niñito Jesús

  • Consumer Credit Counseling Services (CCCS)

  • Compañía para el Desarrollo de Cantera

 

Securities are offered through Kovack Securities, Inc. Member FINRA/SIPC (www.finra.org)  6451N. Federal Highway, Suite 1201, Ft. Lauderdale, FL 33308 (954) 782-4771. Advisory Services are offered through Kovack Advisors, Inc. Finanxial Asset Management is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

 

Check the background of this financial professional on FINRA's Broker Check URLhttp://www.finra.org/industry/rule-2210-brokercheck

Our People

 

Our firms are composed of more than 40 professionals, including Certified Public Accountants (CPA), Certified Financial Planners (CFP), Personal Financial Specialists (PFS), Certified Internal Auditors (CIA), Registered Investment Advisors (RIA),  Certified Risk Professional (CRP) and Insurance Broker, among others.  Over 25 years of expertise in the fields served. Our mission is to provide high quality professional services while being available, work efficiently and with dedication to our clients, granting effective professional services oriented to fulfill specific needs by customizing every engagement for efficiency.

 

Group placing their hands together.

Financial Consultants | Financial Planners | Retirement | Investment | Insurance Audits | Taxation | Accounting | IT

121 Ave De Diego Urb SanFrancisco San Juan finanxial.com 787-758-8234

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